Flood insurance is important for any household. Believe it or not, any part of the planet is subject to an event such as a hurricane. In southern states such as the state of Florida, there’s always a chance that your house could experience flooding at some point or another. That’s why it’s important to sign up for flood insurance. Sign up for it, and you’ll feel safe knowing that you AND your possessions are safely covered by these policies.

Why Have Flood Insurance?

The thing about homeowner’s insurance, is that it doesn’t cover the damage done to your living space if there is flooding involved. In states where flooding is a semi regular to regular occurrence, having it should be a number one priority. With flooding insurance, you’ll be able to have the structure of your home covered should a flood ever strike it. You won’t just have the structure covered, but other necessities such as plumbing, electrical systems, and air and heating systems that are susceptible to being casualties of a flood. FEMA has statistically shown that all 50 states are prone to floods or flash floods in some capacity. Flood insurance should be a regular investment just like homeowner’s insurance.


It’s always easy to how your area fares in the event of a flood. You can use a number of different websites to figure out if your chances of your home being severely damaged by the flood. Always look to educate yourself on situations such as these. By doing this, you’ll be able to figure out the different types of flooding insurance policies you’ll need to keep your home and possessions safe in the event of a flooding incident. Flooding insurance can cover a large amount of damage done to homes. It can cover as high as 250,000 dollars. This policy covers your personal home. If you are trying to cover a personal property that isn’t your primary home. then flooding insurance can cover up to 100,000 dollars worth of damage.


At Southern Guard Insurance, we sell a wide variety of different policies for flood insurance. If you’d like to start the process of enrollment or further educate yourself on flooding insurance, feel free to contact us. We will be sure to give you a detailed response on everything you need to know in regards to flooding insurance. Fill out the form on our site, get a quote, and start protecting your home from natural disasters today.

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