Get the right policy for your motorcycle so you can enjoy the open road in the peace. Like any vehicle, a motorcycle must be insured so that it can be legally driven in public. By purchasing the right policy, you’ll be able to protect both your bike and yourself from any damages or accidents that may happen.


Why Have Motorcycle Insurance?

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Safety comes first when it comes to driving any vehicle, especially a motorcycle. When you buy motorcycle insurance, you’ll be entitled to different types of protection. One of them includes Personal Injury Protection. This coverage allows financial protection from different accidents that can happen while driving. This includes medical coverage from an on-road accident, child care expenses, or lost income. This is actually a huge part of having motorcycle insurance, as it is required in states such as the state of Florida.

Collision is often a common incident that happens on roads. With motorcycle insurance, you can cover these instances. If you were to have a collision on your motorcycle with something such as a tree or a building, it would cover it for you. It would also cover collisions where other vehicles were involved.

Comprehensive coverage is also common in vehicle insurance. There is always going to be instances where there is damage done to your vehicle that you were not directly responsible for. This is where comprehensive coverage comes in. With this, you’ll get protection from thing such as natural disasters (winds, flooding, etc), or vandalism done to your car. Comprehensive coverage will mostly cover accidents that don’t involve colliding with another vehicle. Since these are always bound to happen, it is highly recommended to enroll in comprehensive coverage when you purchase a motorcycle insurance plan.

There are different means of liability coverage available when you purchase motorcycle insurance. For example, if you were at fault for a crash and other people such as the person in the other vehicle or your passenger were badly injured or killed, you would normally be responsible for covering medical expenses. This is where Bodily Liability comes into play. With this form coverage, you would be protected from paying these medical expenses and they would come from the insurance company instead.

Property Damage liability is a form coverage that will protect you when you have done some form of damage to somebody’s property with your own vehicle. These properties include other buildings or vehicles. Either way, if you’ve damaged them and you are at fault, you will be covered by the Property Damage Liability that comes with different insurance policies.

If you’d like to get started with enrolling in our motorcycle insurance, contact us at Southern Guard Insurance in the State of Florida. Our agents will be more than happy to have a conversation with you about our plans and answer any questions you may have about them. We can be reached when you fill out the form on our website. Reach out to us and receive a free quote today to see where you stand in regards to the different insurance plans available.