A boat is a valuable investment to make. It can provide great pleasure for those looking for recreational fun, or somebody who needs it to make a living in a marine setting. Being able to protect it from any sort of incidents is also vert important. That’s why our company recommends that you invest in a boat insurance policy. Take care of something you put so much time and effort into investing.

Why Have Boat Insurance?

There are a number of different components that go into boat insurance coverage. Be sure to look into every aspect of it before deciding on a policy that you feel is best suited for you. Boat equipment can be covered after you’ve purchased boat insurance. It will cover safety equipment such as life jackets, or other boating accessories such as equipment for navigation. These are important for safely and successfully utilizing a boat to its fullest capabilities. Making sure you can put these under your protection plan will go a long way.


Nobody wants to see their boat get towed or suffer from some sort of incident. The Emergency insurance will cover those aspects of your boat. It an cover up to $1,000 worth of coverage.


Like any on-road vehicle, a boat is also susceptible to things such as theft, vandalism, or damage done by natural disasters. If you’re looking to cover these, be sure to sign up for insurance that covers physical property damage. You’ll not only be covered for just the damage done, but the emergency services needed to repair your boat. Be sure to include this in your policy, as it is an important thing to watch out for when owning a boat.


Boating insurance will also stretch to other aspects of the boat such as personal belongings. If you’re an avid fisherman that keeps rods in the boat, or use other recreational items such as water skis, having the right policy will cover these expenses should anything happen.


Rates will always vary depending on the area that you live in. Be sure to inspect the area and ask yourself the right questions for different policies that may apply to you. Is the area where you keep your boat hurricane prone? What type of condition is your boat in? Have these questions in mind when looking at policies so you can choose the right one for yourself. Southern Guard Insurance, located in the State of Florida, would be more than happy to help you find one. Speak to our knowledgable agents, whether in person or over the phone, or even by email. We’ll be sure to provide you with all the knowledge you need so you can select a plan that is best for your situation.


Signing up for boating insurance always starts with a conversation. Educate yourself on the type of coverage you’ll need in order to enjoy your boat worry-free for a long time. For a free quote, feel free to contact our customer service department by filling out the form on our website. Southern Guard Insurance will see to it that you get the policy that is best suited for your boat. You deserve to be able to enjoy your boat knowing that our boat insurance will be able to cover whatever damages may happen to it.

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